We saw an industry tangled in its own complexity and decided to cut through the knot 

Leveraging decades of collective experience, including leadership roles in major underwriting firms, we identified the untapped potential in serving mid-tier brokers.

Inspired by our roots, built with integrity

Our CEO is from Sligo, a coastal town in Ireland, where your word is your honour and community is everything. The Carrowmore megaliths are 6,000 year old tombs that sit just outside the town and reflect the resilience and strength we strive to offer.

Just as these structures have stood the test of time, we believe in building lasting relationships based on trust and integrity. Our roots have helped shape our approach to insurance: personal, trustworthy, and always committed to delivering on our promises.

Our approach

Direct access to
decision-makers.

No gatekeepers

Our industry experts are readily available for complex risks. We focus on lasting partnerships, providing ongoing support. We deliver clear wordings, fair pricing, and solutions—not excuses.

It’s simple: doing right by you is our business.

Our people

Our underwriters specialise in Warranty, A&H and Income & Payment Protection cover. Our work in specialty insurance is informed by years of market analysis, risk assessment and deep sector expertise.

Ronan Conboy
Founder & CEO

Ronan Conboy

Founder & CEO

Ronan is an accomplished C-suite insurance executive with over 25 years of industry experience and a track record of driving global transformations.

Read bio

Ronan Conboy

Founder & CEO

Ronan is an accomplished C-suite insurance executive with over 25 years of industry experience and a track record of driving global transformations.

As CEO of AmTrust International Underwriters, he spearheaded impressive growth, increasing revenue sevenfold across 29 countries and strengthening the balance sheet by over €1.5 billion.

Holding a master’s in leadership and management, and Chartered Director certification, Ronan is committed to fostering inclusive team cultures where everyone thrives. At Carrow Insurance, Ronan leverages his deep industry knowledge, strategic insight, and stakeholder management expertise to deliver exceptional service to brokers and partners.

He is a member of the Diversity and Inclusion committee at the Compliance Institute of Ireland, and sits on the Board of Care Alliance Ireland, a registered charity.

Backed by A - rated capacity

Carrow Insurance was established with the backing of Mission Underwriters and Accelerant to provide the agile, transparent, and tailored solutions that larger carriers often overlook.

The Carrow code

Products

Clarity Above All

We believe in straight talk and clear actions. No ambiguity, just straightforward solutions.

Speed with Precision

We move fast without compromise—every decision is measured and every action deliberate.

Partners, Not Just Policies

We're in it for the long haul. Your success is our success.

Break the Mould

We're not afraid to challenge the status quo. If it's not working, we'll fix it.

Own It

We take responsibility. If we make a call, we stand by it.

Never Stop Learning

The market evolves, and so do we. Constant improvement is our mantra.