Accident & Health Protection That’s There When It Matters Most
Accident & Health risks are everywhere, but consistent, long-term coverage isn’t. As traditional providers pull back, we offer dependable A&H solutions across corporate, travel, and affinity programmes, giving you more ways to grow business and protect clients across Europe.
Our accident & health coverage
We offer flexible, high-quality protection with pan-European reach and streamlined delivery. Whether for SMEs or multinational clients, we help you cover employees, business travellers, and affinity groups with confidence and consistency.
Products
Group Personal Accident, Illness & Travel insurance spanning corporate PA, business travel, and affinity programmes with quick no-blame settlements and tax-free payments.
Corporate PA & Business Travel
Our personal accident and business travel solution helps to fulfil your duty of care to protect employees at home, at work and on the move, enhancing risk mitigation and extending comprehensive protection of employees.
Bank Account Travel Programmes (NAC)
Integrating insurance with financial offerings can benefit your customers and open up new revenue streams to boost your business. And by partnering with Carrow you can provide your customers with a sense of protection with our embedded insurance solutions.
Affinity PA
We deliver innovative accident and health insurance programmes to meet the unique needs of today’s market. With our strong international network, global expertise, financial security, and industry leading technology, we offer bespoke solutions to our broker and clients.
Affinity Travel
Whether an association seeks to strengthen loyalty and attract new members, Carrow can provide travel products to deliver value and peace of mind. These products can help to enhance an association’s membership offering or serve as an incentive to strengthen loyalty and attract new members.
Territories
Single-source warranty coverage spanning 29 European countries from Ireland - no more juggling multiple carrier relationships.
Limit Standards
Flexible benefit values with competitive Any One Life, Any One Event limits and comprehensive medical expense coverage.
- Benefit values for PA
- Standard Benefit values for Travel
- Any One Life (AOL) €3.5m /£3m
- Any One Event (AOE) €30m/£25m
- Medical Expense €10m / £10m
